Whether you need daily access to your cash or you're building a nest egg for a rainy day, TDECU offers deposit accounts to fit every stage of life. With our competitive rates, access to checking and savings accounts at more than 3,000 shared branches, 30,000-plus ATMs and remarkable service around the clock, you’ll find TDECU to be the perfect place to save.

Checking
When you open a checking account with TDECU, you’re getting more than fee-free checking. When it's coupled with our Cash $tash line of credit, you get overdraft protection and fund access up to your maximum credit limit.

Share Savings
Becoming a member of TDECU starts with opening your Share Savings account. Your initial deposit of $5.00 opens the door to membership benefits that go far beyond earning interest. From voting privileges in our annual meeting to access to great rates on loans and other deposits, membership matters!  

IRAs
Choose from a variety of IRA products, including our IRA savings, IRA Money Markets, and IRA CD accounts.

M3 Money Club
If you're looking to teach your child the ins-and-outs of managing money, our M3 savings accounts are both fun and educational.

Elements Teen Club
Elements Teen Club will help teen members ages 13-17 develop good financial habits for savings, budgeting and decision making.

Money Market Accounts
Our Money Market Accounts feature a great interest rate coupled with flexible access to your funds when you need them.  

Certificate of Deposit
Check out our competitive Certificate of Deposit - featuring rates and terms that place it among our most popular products.